McKinney Texas Realtors, Frisco Texas Realtors

When going to buy or sell a home, your first step should be finding an honest and hard-working realtor. You can find a real estate agent by keeping an eye out for advertisements, calling your local real estate broker, or through the internet. The real estate brokers that serve North Texas are Keller Williams, Ebby Halliday, Coldwell Banker, Remax, and Century 21, among others.

The role of a real estate agent is to represent your best interests in a real estate transaction. They work off of a commission, normally 6% of the sale price of the home. In most cases, that commission is split equally between the realtor representing the buyer and the realtor representing the seller. For a person buying a home, the service of the real estate agent is free, because commission is paid by the seller. The buyer, however, is responsible for most of the closing costs. The closing costs will be explained to you by your realtor and will be on the documents you sign when you go to the Title Company. Closing costs can also be negotiated on during the contract process.

A real estate transaction is a complicated process that involves many steps and is best done with the help of a trained, licensed professional. A realtor can save you the headache of dealing with the other party in the sale, getting together the contract, and submitting all the documents to the Title Company. So when you are ready to buy or sell a house, contact the local real estate agent.

Basic Steps to Buying a Home:

1. Find a Realtor

2. Get pre-approved or pre-qualified for a
     home loan.
    - your Realtor can help you find a
        lender

3. Shop for a house.

4. Make an offer on a home.
    - this includes possibly making a counter offer in a negotiation process

5. Sign a contract on the home.

6. Get the home inspected.
      - during your contract option period to make sure the property is in good condition

7. Select a Home Warranty Company and an Insurance Company; notify your lender.

8. Finalize the contract and send it to the Title Company.

9. Closing Day - the predetermined date you fill out all the paperwork and ownership
     of the house transfers to you.
      - don't forget to set up your services (phone, electricity, mail, etc.)

Basic Steps to Selling a Home:

1. Find a Realtor.
     - a Real Estate Agent will be able to do a
      Comperative Market Analysis on your
      home to find out what it's worth

2. Prepare house to show by doing necessary
     repairs.
     - touch up paint, patch up minor defects, clean up your
      landscaping to attract buyers.

3. Accept offers and make counteroffers if necessary.

4. Agree to an offer and sign a contract.

5. Make preparations to move out of your old home and into your new one by the
     closing date.

6. Turn the keys in to the Title Company on or before the closing date.

7. Closing Day - go to the Title Company and sign the necessary paperwork to
     transfer ownership of the home to the new owners.

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